(916) 481-5700

NMLS #264365

BRE #01194832

  • No matter what type of loan you need, we're with you every step of the way.
  • The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.
  • Let us be the stepping stone to the home of your dreams.
  • REFINANCING is easy with our professionals' help.
  • We make Refinancing a breeze!

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Welcome to ChoiceOne Funding

Welcome to the official site of ChoiceOne Funding.  We are a full service mortgage company based in Sacramento.  We specialize in Conventional Mortgage Loans in Sacramento.  We also serve the surrounding cities such as Roseville & El Dorado Hills.  Whether you are buying a home of refinancing in any of these zip codes 95661, 95757, or 95624, we can help you realize your dream of home ownership or save money when getting your new lower monthly payment.  In terms of Purchase Loan programs, we offer the following:

FHA | FHA 203k | VA |Section 184 | Jumbo | Rehab | Conventioal

Refinancing? We can help you with that, too!

We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:

FHA Streamline | FHA Cash Out | FHA 203K | VA Streamline | VA Cash Out
Conventional | HELOC | HARP | Jumbo

Contact ChoiceOne Funding today to discuss your options, and find out which program will best suit your needs.

Our Vision - Simply put, we want to get you the best loan possible and we don't think you should have to sacrifice on service, experience or integrity to get a good deal.  We hope to build lasting relationships with our business partners and lifelong relationships with our clients.

Our Loan Programs: Conventional, Jumbo, FHA, VA, Section 184 Indian Loan, USDA, HARP, FHA 203K, Fannie Mare Rehab Loan.

Recent Articles

Aug
18
2016
Buying a Home With A Credit Score Lower Than 600
Many factors impact your credit score and often the factors which can impact your credit score the most are things that may be completely outside your control. If you were laid off, have recently gone through a divorce or found yourself facing large medical expenses for an unexpected...
Aug
10
2016
Construction Loans & New Build Mortgage Loans
If you are thinking about buying a home in the near future but don’t see much on the market that meets the needs and wants of your family, you might be interested in building your own home in order to ensure that you end up in a home that has everything you’re looking for. With the...
Aug
03
2016
All About Graduated Mortgage Loans
Looking for your dream home and not sure which mortgage program option is right for you? There are a lot of options available when it comes to financing your home purchase, and an experienced mortgage lender will be able to advise you on which programs may be best for you depending on your...
Jul
27
2016
Why a Home Inspection is so Important
Buying a home is likely one of the largest, if not the largest, financial purchases you will make in your lifetime. When looking at your budget, the cash you’ll need for a down payment, closing costs, perhaps new furniture and more, you may be tempted to save money where you can. As...

ChoiceOne Funding
8928 Volunteer Lane, Suite 110
Sacramento, California 95826
Phone: (916) 481-5700
Fax: (916) 760-0846
Sami@Choice1Funding.com

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