(916) 481-5700

NMLS #264365

BRE #01194832

  • 			    No matter what type of loan you need, we're with you every step of the way.

    No matter what type of loan you need, we're with you every step of the way.

  • 			    The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.

    The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.

  • 			    REFINANCING is easy with our professionals' help.

    REFINANCING is easy with our professionals' help.

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Welcome to ChoiceOne Funding

Welcome to the official site of ChoiceOne Funding.  We are a full service mortgage company based in Sacramento.  We specialize in Conventional Mortgage Loans in Sacramento.  We also serve the surrounding cities such as Roseville & El Dorado Hills.  Whether you are buying a home of refinancing in any of these zip codes 95661, 95757, or 95624, we can help you realize your dream of home ownership or save money when getting your new lower monthly payment.  In terms of Purchase Loan programs, we offer the following:

FHA | FHA 203k | VA |Section 184 | Jumbo | Rehab | Conventioal

Refinancing? We can help you with that, too!

We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:

FHA Streamline | FHA Cash Out | FHA 203K | VA Streamline | VA Cash Out
Conventional | HELOC | HARP | Jumbo

Contact ChoiceOne Funding today to discuss your options, and find out which program will best suit your needs.

Our Vision - Simply put, we want to get you the best loan possible and we don't think you should have to sacrifice on service, experience or integrity to get a good deal.  We hope to build lasting relationships with our business partners and lifelong relationships with our clients.

Our Loan Programs: Conventional, Jumbo, FHA, VA, Section 184 Indian Loan, USDA, HARP, FHA 203K, Fannie Mare Rehab Loan.

Recent Articles

Smart Ways to Beat an All-Cash Offer
Money talks when it comes to making an offer on a home, and in real estate, all-cash offers are big talkers. But what if you don't have an all-cash offer? Does that mean your out of the running for buying your dream home? Not at all! Though all-cash offers are enticing to home sellers, there...
Simple Ways to Lower Closing Costs
Closing costs are the fees you pay at the closing of your home loan. The amount will vary and includes a combination of appraisal, inspection, title, and administrative costs such as those from your loan officer or broker. When you apply for a loan, you'll want to ask about the closing costs....
What You Need To Know About Missed Mortgage Payments
Struggling with finances is hard enough, but when you also fall behind on your mortgage payments, the stress multiplies. Going into foreclosure is the consequence of defaulting on your home, but it doesn't have to happen to you! We understand that your house is more than just a roof over...
Which is Better: Loan Modification or Refinance?
A loan modification is different from a refinance. Loan modifications work by changing the terms of your original loan. These changes can be temporary or permanent, depending on the type of modification. A refinance, on the other hand, is a new loan with all new terms. It would take the place...

ChoiceOne Funding
8928 Volunteer Lane, Suite 110
Sacramento, California 95826
Phone: (916) 481-5700
Fax: (916) 760-0846

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