(916) 481-5700

NMLS #264365

BRE #01194832

  • 						<h2>No matter what type of loan you need, we're with you every step of the way.</h2>

    No matter what type of loan you need, we're with you every step of the way.

  • 						<h2>The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.</h2>

    The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.

  • 						<h2>REFINANCING is easy with our professionals' help.</h2>

    REFINANCING is easy with our professionals' help.

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Welcome to ChoiceOne Funding

Welcome to the official site of ChoiceOne Funding.  We are a full service mortgage company based in Sacramento.  We specialize in Conventional Mortgage Loans in Sacramento.  We also serve the surrounding cities such as Roseville & El Dorado Hills.  Whether you are buying a home of refinancing in any of these zip codes 95661, 95757, or 95624, we can help you realize your dream of home ownership or save money when getting your new lower monthly payment.  In terms of Purchase Loan programs, we offer the following:

FHA | FHA 203k | VA |Section 184 | Jumbo | Rehab | Conventioal

Refinancing? We can help you with that, too!

We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:

FHA Streamline | FHA Cash Out | FHA 203K | VA Streamline | VA Cash Out
Conventional | HELOC | HARP | Jumbo

Contact ChoiceOne Funding today to discuss your options, and find out which program will best suit your needs.

Our Vision - Simply put, we want to get you the best loan possible and we don't think you should have to sacrifice on service, experience or integrity to get a good deal.  We hope to build lasting relationships with our business partners and lifelong relationships with our clients.

Our Loan Programs: Conventional, Jumbo, FHA, VA, Section 184 Indian Loan, USDA, HARP, FHA 203K, Fannie Mare Rehab Loan.

Recent Articles

Jul
19
2017
What Factors Are Looked At When Applying For A Mortgage?
Before you shop for your new home, prepare to qualify for a mortgage loan. Preparing will help eliminate confusion while ensuring that the process goes as smoothly as possible.  These are six factors reviewed during mortgage approval process. 1. Residence...
Jul
12
2017
How to Compete with an All-Cash Home Purchase Offer
The housing market goes through shifts, and currently, we are in what is commonly known as a “seller’s market” – that is, a market in which there are more buyers than there are homes for sale. As a result, competition between buyers will increase, and you may even...
Jul
05
2017
Qualifying for a Mortgage on Part-Time Income?
Today, it's more common than ever for individuals to make a living by working one or more part-time jobs instead of a traditional 9-to-5, 40-hour-a-week job. The assumption is that most people that choose part-time over full-time are either retired individuals or college students....
Jun
28
2017
7 Ways to Come Up With a Down-Payment for a House
Is the lack of down payment holding you back from purchasing a home? It doesn’t have to! Coming up with a down payment is faster and easier than you think. Here are the top 7 ways to come up with a down-payment for a house: Borrow Funds From Parents Asking parents for help to purchase...

ChoiceOne Funding
8928 Volunteer Lane, Suite 110
Sacramento, California 95826
Phone: (916) 481-5700
Fax: (916) 760-0846
Sami@Choice1Funding.com

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