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FHA Section 184, Native Indian Loan

One borrower must be member of a federally recognized Tribe, property does not have to be on Tribal Land

  • Low down payment of 2.25% instead of 3.5%
  • Upfront Mortgage Insurance of 1.50% instead of 1.75%
  • Monthly mortgage insurance of .15% instead of .85%
  • No FICO score requirement, flexible credit
  • 30 and 15 year fixed rate programs
  • House does not have to be on tribal land
  • Construction and Rehab loans available

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