(916) 420-0058
NMLS #264365
BRE #01194832
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No matter what type of loan you need, we're with you every step of the way.
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The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.
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REFINANCING is easy with our professionals' help.
Welcome to ChoiceOne Funding
Welcome to the official site of ChoiceOne Funding. We are a full service mortgage company based in Sacramento. We specialize in Conventional Mortgage Loans in the Greater Sacramento Area we can help you realize your dream of home ownership or save money when getting your new lower monthly payment. In terms of Purchase Loan programs, we offer the following:
FHA | FHA 203k | VA |Section 184 | Jumbo | Rehab | Conventioal
Refinancing? We can help you with that, too!
We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:
FHA Streamline | FHA Cash Out | FHA 203K | VA Streamline | VA Cash Out
Conventional | HELOC | HARP | Jumbo
Contact ChoiceOne Funding today to discuss your options, and find out which program will best suit your needs.
Our Vision - Simply put, we want to get you the best loan possible and we don't think you should have to sacrifice on service, experience or integrity to get a good deal. We hope to build lasting relationships with our business partners and lifelong relationships with our clients.
Our Loan Programs: Conventional, Jumbo, FHA, VA, Section 184 Indian Loan, USDA, HARP, FHA 203K, Fannie Mare Rehab Loan.
Recent Articles
Jul
17
2019
17
2019
Mortgage 101: For How Long is My Pre-Approval Valid?
Getting pre-approved for a mortgage puts you at a significant advantage when shopping for a home. A pre-approval letter can sometimes be the key factor that makes a seller choose your offer over another. Since pre-approval is so advantageous, you want to make sure that it's still valid...
Getting pre-approved for a mortgage puts you at a significant advantage when shopping for a home. A pre-approval letter can sometimes be the key factor that makes a seller choose your offer over another. Since pre-approval is so advantageous, you want to make sure that it's still valid...
Jul
10
2019
10
2019
Read This Before You Buy A Foreclosure
One popular way to get the most home for your money to buy a foreclosed property. The home loan application is the same as another type of home purchase but there are a few key differences that you need to be aware of. The first thing you need to know is that there are two ways to buy a foreclosure....
One popular way to get the most home for your money to buy a foreclosed property. The home loan application is the same as another type of home purchase but there are a few key differences that you need to be aware of. The first thing you need to know is that there are two ways to buy a foreclosure....
Jul
03
2019
03
2019
Lesser-Known Tricks To Sell Your House --Fast!
Selling your home fast takes more than luck. It involves thoughtful planning and a few professional tricks that'll help convince homebuyers to make an offer quickly. We asked our real estate agent friends for their best and lesser-known advice on how to sell a home --fast! Here is...
Selling your home fast takes more than luck. It involves thoughtful planning and a few professional tricks that'll help convince homebuyers to make an offer quickly. We asked our real estate agent friends for their best and lesser-known advice on how to sell a home --fast! Here is...
Jun
26
2019
26
2019
3 Numbers That Matter The Most on Home Loan Applications
There are three numbers that matter the most when it comes to a home loan application. They are your credit score, your debt-to-income ratio, and your loan-to-value ratio. These specific numbers matter because they affect your ability to qualify for a home loan as well as your interest...
There are three numbers that matter the most when it comes to a home loan application. They are your credit score, your debt-to-income ratio, and your loan-to-value ratio. These specific numbers matter because they affect your ability to qualify for a home loan as well as your interest...
ChoiceOne Funding
2941 Sunrise Blvd, Suite 220
Rancho Cordova, CA 95742
Phone: (916) 420-0058
sami@choice1funding.com
