(916) 420-0058

NMLS #264365

BRE #01194832

  • 			    No matter what type of loan you need, we're with you every step of the way.

    No matter what type of loan you need, we're with you every step of the way.

  • 			    The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.

    The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.

  • 			    REFINANCING is easy with our professionals' help.

    REFINANCING is easy with our professionals' help.

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Welcome to ChoiceOne Funding

Welcome to the official site of ChoiceOne Funding.  We are a full service mortgage company based in Sacramento.  We specialize in Conventional Mortgage Loans in the Greater Sacramento Area  we can help you realize your dream of home ownership or save money when getting your new lower monthly payment.  In terms of Purchase Loan programs, we offer the following:

FHA | FHA 203k | VA |Section 184 | Jumbo | Rehab | Conventioal

Refinancing? We can help you with that, too!

We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:

FHA Streamline | FHA Cash Out | FHA 203K | VA Streamline | VA Cash Out
Conventional | HELOC | HARP | Jumbo

Contact ChoiceOne Funding today to discuss your options, and find out which program will best suit your needs.

Our Vision - Simply put, we want to get you the best loan possible and we don't think you should have to sacrifice on service, experience or integrity to get a good deal.  We hope to build lasting relationships with our business partners and lifelong relationships with our clients.

Our Loan Programs: Conventional, Jumbo, FHA, VA, Section 184 Indian Loan, USDA, HARP, FHA 203K, Fannie Mare Rehab Loan.

Recent Articles

Feb
20
2020
Can I Defer a Mortgage Payment?
Deferring a mortgage payment means that you are postponing or skipping a mortgage payment until a later date. Those that are going through a temporary financial hardship look for ways to pause payments briefly while they get their finances in order.  The financial hardship could...
Feb
14
2020
The Surprising Tax Savings Of Being a Homeowner
Tax season isn’t always met with positivity. But when you’re a homeowner, you tend to view tax season differently. That’s because of the tax benefits of being a homeowner. With tax season soon upon us, we wanted to share some of the lesser-known tax benefits of owning a...
Feb
06
2020
Home Shoppers - This Is How To Choose Your Ideal Neighborhood
Choosing your neighborhood should be considered just as carefully as the home when you're in the market to purchase a house. Just like moving in with a roommate, communities have habits and personalities --some of which may not be the right fit for you and your family. For example, some...
Jan
29
2020
Can you back out of a home purchase offer after it's accepted?
Although we don't see this too often, backing out of a home purchase deal that is possible in some instances. However, it's not without consequences. This article gives you a general idea of what to expect should you cancel your home purchase agreement after it's accepted. However, it...

ChoiceOne Funding
2941 Sunrise Blvd, Suite 220
Rancho Cordova, CA 95742
Phone: (916) 420-0058
sami@choice1funding.com