(916) 420-0058

NMLS #264365

BRE #01194832

  • 			    No matter what type of loan you need, we're with you every step of the way.

    No matter what type of loan you need, we're with you every step of the way.

  • 			    The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.

    The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.

  • 			    REFINANCING is easy with our professionals' help.

    REFINANCING is easy with our professionals' help.

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Welcome to ChoiceOne Funding

Welcome to the official site of ChoiceOne Funding.  We are a full service mortgage company based in Sacramento.  We specialize in Conventional Mortgage Loans in the Greater Sacramento Area  we can help you realize your dream of home ownership or save money when getting your new lower monthly payment.  In terms of Purchase Loan programs, we offer the following:

FHA | FHA 203k | VA |Section 184 | Jumbo | Rehab | Conventioal

Refinancing? We can help you with that, too!

We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:

FHA Streamline | FHA Cash Out | FHA 203K | VA Streamline | VA Cash Out
Conventional | HELOC | HARP | Jumbo

Contact ChoiceOne Funding today to discuss your options, and find out which program will best suit your needs.

Our Vision - Simply put, we want to get you the best loan possible and we don't think you should have to sacrifice on service, experience or integrity to get a good deal.  We hope to build lasting relationships with our business partners and lifelong relationships with our clients.

Our Loan Programs: Conventional, Jumbo, FHA, VA, Section 184 Indian Loan, USDA, HARP, FHA 203K, Fannie Mare Rehab Loan.

Recent Articles

Sep
23
2020
Rebuilding Your Home and Life After A Natural Disaster
Hundreds of thousands of homes are affected every year by natural disasters in the U.S, causing upwards of $300 billion in damages every year. We hope that you will never have to experience the devastation of a natural disaster. But should that happen, it's crucial to be prepared in advance....
Sep
16
2020
The Benefits of Purchasing a Fixer-Upper as Your First Home
Buying a move-in ready home is appealing, but there are benefits to purchasing a "diamond in the rough," too. Here are the top 5 reasons home shoppers prefer a fixer-upper.  Pro Mortgage Tip: Did you know that there are home loan programs, especially buying a home that needs...
Sep
09
2020
Questions to Ask a Real Estate Agent for a Pleasant Homebuying Experience
While buying a home is a wonderfully positive event, it still presents challenges, and that's why most work with a real estate agent. Over the years, we've partnered up with many outstanding agents, and we understand how valuable their expertise is for you, the home shopper. We also know...
Sep
02
2020
The Real Benefits of Using A Local Mortgage Professional
Real estate sales are primarily a localized market. That's why you wouldn't ask a Dallas real estate agent for assistance in purchasing a duplex in St. Louis. Likewise, you wouldn't ask a San Diego mechanic to winterize your Denver car or a Tallahassee-based educator what he thinks about...

ChoiceOne Funding
2941 Sunrise Blvd, Suite 220
Rancho Cordova, CA 95742
Phone: (916) 420-0058
sami@choice1funding.com

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