(916) 481-5700

NMLS #264365

BRE #01194832

  • 			    No matter what type of loan you need, we're with you every step of the way.

    No matter what type of loan you need, we're with you every step of the way.

  • 			    The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.

    The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.

  • 			    REFINANCING is easy with our professionals' help.

    REFINANCING is easy with our professionals' help.

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Welcome to ChoiceOne Funding

Welcome to the official site of ChoiceOne Funding.  We are a full service mortgage company based in Sacramento.  We specialize in Conventional Mortgage Loans in Sacramento.  We also serve the surrounding cities such as Roseville & El Dorado Hills.  Whether you are buying a home of refinancing in any of these zip codes 95661, 95757, or 95624, we can help you realize your dream of home ownership or save money when getting your new lower monthly payment.  In terms of Purchase Loan programs, we offer the following:

FHA | FHA 203k | VA |Section 184 | Jumbo | Rehab | Conventioal

Refinancing? We can help you with that, too!

We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:

FHA Streamline | FHA Cash Out | FHA 203K | VA Streamline | VA Cash Out
Conventional | HELOC | HARP | Jumbo

Contact ChoiceOne Funding today to discuss your options, and find out which program will best suit your needs.

Our Vision - Simply put, we want to get you the best loan possible and we don't think you should have to sacrifice on service, experience or integrity to get a good deal.  We hope to build lasting relationships with our business partners and lifelong relationships with our clients.

Our Loan Programs: Conventional, Jumbo, FHA, VA, Section 184 Indian Loan, USDA, HARP, FHA 203K, Fannie Mare Rehab Loan.

Recent Articles

Jul
18
2018
Your Questions About Closing Costs Answered
This article will answer the most common questions about buyers closing costs, including some ideas for minimizing paying closing costs upfront. "Will There Always Be Closing Costs?" Yes, there are always closing costs. Whether you're the buyer or the seller or even refinancing,...
Jul
11
2018
Buying a Starter Home vs a Forever Home: Which Should You Choose?
When you're a first-time homebuyer, the first thing on your mind is probably, "how much home can I afford?" and rightfully so! Knowing how much you qualify for is the first step to buying a home. But here's another crucial detail to consider: should you buy a starter home or a forever...
Jul
05
2018
Top Ten Credit Score Myths --Busted!
Your credit score is one of your most powerful tools for planning your financial future --mostly because it determines the terms of loans like mortgages. Unfortunately, there’s a lot of misunderstandings about FICO scores, and it can lead you to miss out on the benefits of your...
Jun
27
2018
If This Sounds Like You, It's Time to Refinance
Do any of these 7 financial situations sound like you? If they do, then you might be ready to refinance your mortgage! Remember, you can start the refi application at any time on using our digital application --the sooner you apply, the sooner you can secure a new, lower mortgage...

ChoiceOne Funding
8928 Volunteer Lane, Suite 110
Sacramento, California 95826
Phone: (916) 481-5700
Fax: (916) 760-0846
Sami@Choice1Funding.com

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