(916) 481-5700

NMLS #264365

BRE #01194832

  • 			    No matter what type of loan you need, we're with you every step of the way.

    No matter what type of loan you need, we're with you every step of the way.

  • 			    The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.

    The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.

  • 			    REFINANCING is easy with our professionals' help.

    REFINANCING is easy with our professionals' help.

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Welcome to ChoiceOne Funding

Welcome to the official site of ChoiceOne Funding.  We are a full service mortgage company based in Sacramento.  We specialize in Conventional Mortgage Loans in Sacramento.  We also serve the surrounding cities such as Roseville & El Dorado Hills.  Whether you are buying a home of refinancing in any of these zip codes 95661, 95757, or 95624, we can help you realize your dream of home ownership or save money when getting your new lower monthly payment.  In terms of Purchase Loan programs, we offer the following:

FHA | FHA 203k | VA |Section 184 | Jumbo | Rehab | Conventioal

Refinancing? We can help you with that, too!

We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:

FHA Streamline | FHA Cash Out | FHA 203K | VA Streamline | VA Cash Out
Conventional | HELOC | HARP | Jumbo

Contact ChoiceOne Funding today to discuss your options, and find out which program will best suit your needs.

Our Vision - Simply put, we want to get you the best loan possible and we don't think you should have to sacrifice on service, experience or integrity to get a good deal.  We hope to build lasting relationships with our business partners and lifelong relationships with our clients.

Our Loan Programs: Conventional, Jumbo, FHA, VA, Section 184 Indian Loan, USDA, HARP, FHA 203K, Fannie Mare Rehab Loan.

Recent Articles

Jun
13
2018
What You Need To Know About Buying A Foreclosed Home
 As a quick refresher, a HUD home is a foreclosed home that was previously financed by a government-backed home loan. However, most foreclosed homes on the market are bank-owned, not government-owned. In some ways, the process of buying a foreclosed home is similar to other home...
Jun
06
2018
HUD Homes Are One of the Best Deals Available! Here’s Why:
Pairing the low-rates of an FHA loan with a HUD home one of the best home-buying deals you can get! HUD homes are houses that were once financed with a government-backed loan. However, the owner was not able to make payments, and the home went into foreclosure. The home is now owned by the U.S....
May
30
2018
Most Popular Ways to Finance Home Improvements
Saving for making improvements to your home is often the least expensive route, but it’s not always possible. Thankfully, you have other options for financing! Our business is in home loans, so you might already guess, that’s the option we recommend, but you don’t...
May
23
2018
Does This Sound Like You? 4 Scenarios for Choosing an ARM Loan
Here's something that might surprise you --an adjustable-rate mortgage (ARM) isn't a bad loan! True, some years ago, this type of home loan was linked to the bubble burst in the housing market, but it wasn't the loan. The problem was that banks recommended an ARM when they shouldn't have...

ChoiceOne Funding
8928 Volunteer Lane, Suite 110
Sacramento, California 95826
Phone: (916) 481-5700
Fax: (916) 760-0846
Sami@Choice1Funding.com

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