(916) 420-0058

NMLS #264365

BRE #01194832

  • 			    No matter what type of loan you need, we're with you every step of the way.

    No matter what type of loan you need, we're with you every step of the way.

  • 			    The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.

    The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.

  • 			    REFINANCING is easy with our professionals' help.

    REFINANCING is easy with our professionals' help.

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Welcome to ChoiceOne Funding

Welcome to the official site of ChoiceOne Funding.  We are a full service mortgage company based in Sacramento.  We specialize in Conventional Mortgage Loans in the Greater Sacramento Area  we can help you realize your dream of home ownership or save money when getting your new lower monthly payment.  In terms of Purchase Loan programs, we offer the following:

FHA | FHA 203k | VA |Section 184 | Jumbo | Rehab | Conventioal

Refinancing? We can help you with that, too!

We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:

FHA Streamline | FHA Cash Out | FHA 203K | VA Streamline | VA Cash Out
Conventional | HELOC | HARP | Jumbo

Contact ChoiceOne Funding today to discuss your options, and find out which program will best suit your needs.

Our Vision - Simply put, we want to get you the best loan possible and we don't think you should have to sacrifice on service, experience or integrity to get a good deal.  We hope to build lasting relationships with our business partners and lifelong relationships with our clients.

Our Loan Programs: Conventional, Jumbo, FHA, VA, Section 184 Indian Loan, USDA, HARP, FHA 203K, Fannie Mare Rehab Loan.

Recent Articles

Dec
11
2019
Is It The Right Time To Get a Home Loan? Find Out Now!
The question of when it’s the right time to buy a home has been asked by countless. And the answer to that largely depends on what one means by “the right time.” When is it the right time to buy according to the market? When is it the right time to buy according to your...
Dec
04
2019
Are FHA Loans a Good Idea? What You Need To Know
If you have a low credit score or minimal downpayment, you may have heard that a government loan is a good option. But how true is that? Here’s what you need to know about FHA loans and whether it’s the right option for you. Get The Facts About FHA Loans As mentioned above, FHA...
Nov
27
2019
Thanksgiving Holiday Safety Tips -Please Share!
Thanksgiving is just about here and we want to wish you a happy and safe holiday weekend. With that in mind, we wanted to share some safety tips. As it turns out Thanksgiving is the peak of home fires.  Because we care about you and your family, please take a few minutes to read over the...
Nov
20
2019
The Advantages of a Large Down Payment
Most of the time, the goal is to put as little down as possible on a home, but paying more money upfront has its advantages. Here are just a few of them for you to consider. Pay Less Interest Putting a large down payment can save you thousands of dollars of accrued interest over the loan term....

ChoiceOne Funding
2941 Sunrise Blvd, Suite 220
Rancho Cordova, CA 95742
Phone: (916) 420-0058
sami@choice1funding.com