(916) 420-0058

NMLS #264365

BRE #01194832

  • 			    No matter what type of loan you need, we're with you every step of the way.

    No matter what type of loan you need, we're with you every step of the way.

  • 			    The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.

    The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.

  • 			    REFINANCING is easy with our professionals' help.

    REFINANCING is easy with our professionals' help.

Today's Rates
View All

Pre-Qualify
Apply Now

Mortgage Calculators
See All

Welcome to ChoiceOne Funding

Welcome to the official site of ChoiceOne Funding.  We are a full service mortgage company based in Sacramento.  We specialize in Conventional Mortgage Loans in the Greater Sacramento Area  we can help you realize your dream of home ownership or save money when getting your new lower monthly payment.  In terms of Purchase Loan programs, we offer the following:

FHA | FHA 203k | VA |Section 184 | Jumbo | Rehab | Conventioal

Refinancing? We can help you with that, too!

We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:

FHA Streamline | FHA Cash Out | FHA 203K | VA Streamline | VA Cash Out
Conventional | HELOC | HARP | Jumbo

Contact ChoiceOne Funding today to discuss your options, and find out which program will best suit your needs.

Our Vision - Simply put, we want to get you the best loan possible and we don't think you should have to sacrifice on service, experience or integrity to get a good deal.  We hope to build lasting relationships with our business partners and lifelong relationships with our clients.

Our Loan Programs: Conventional, Jumbo, FHA, VA, Section 184 Indian Loan, USDA, HARP, FHA 203K, Fannie Mare Rehab Loan.

Recent Articles

Apr
01
2020
Your Guide to Getting Your Stimulus Check Fast
We sincerely hope that you and your family are doing well. Although we’re not out of the woods yet, the government is providing us with some relief over these next few weeks. Please save and share this brief guide to ensure you receive your stimulus check as soon as possible. And...
Mar
25
2020
COVID-19 and Refinancing: Getting Access to Your Home Equity
COVID-19, also known as coronavirus, has changed everything. We're all making the necessary changes and adjusting to the uncertainty and general weirdness that this virus has caused. While even financial experts are unsure about what will happen next, there are a few clues that we can...
Mar
19
2020
COVID-19 May Make Your Mortgage More Affordable
First off, we want you to know that we're in this crisis together. Sure, we've made adjustments to accommodate the "temporary new normal," but still, know that we're here for you more than ever before! And that includes watching the market to find opportunities for your homeownership...
Mar
11
2020
Insider Tips for Qualifying for a Home Loan with Student Loan Debt
When you first took out your school loan, you did it to open more opportunities. Unfortunately, having a significant amount of school debt can challenge those opportunities. If you have a considerable amount of school debt and are left wondering how you can still qualify for a home loan,...

ChoiceOne Funding
2941 Sunrise Blvd, Suite 220
Rancho Cordova, CA 95742
Phone: (916) 420-0058
sami@choice1funding.com

background banner image