(916) 420-0058

NMLS #264365

BRE #01194832

  • 			    No matter what type of loan you need, we're with you every step of the way.

    No matter what type of loan you need, we're with you every step of the way.

  • 			    The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.

    The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.

  • 			    REFINANCING is easy with our professionals' help.

    REFINANCING is easy with our professionals' help.

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Welcome to ChoiceOne Funding

Welcome to the official site of ChoiceOne Funding.  We are a full service mortgage company based in Sacramento.  We specialize in Conventional Mortgage Loans in the Greater Sacramento Area  we can help you realize your dream of home ownership or save money when getting your new lower monthly payment.  In terms of Purchase Loan programs, we offer the following:

FHA | FHA 203k | VA |Section 184 | Jumbo | Rehab | Conventioal

Refinancing? We can help you with that, too!

We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:

FHA Streamline | FHA Cash Out | FHA 203K | VA Streamline | VA Cash Out
Conventional | HELOC | HARP | Jumbo

Contact ChoiceOne Funding today to discuss your options, and find out which program will best suit your needs.

Our Vision - Simply put, we want to get you the best loan possible and we don't think you should have to sacrifice on service, experience or integrity to get a good deal.  We hope to build lasting relationships with our business partners and lifelong relationships with our clients.

Our Loan Programs: Conventional, Jumbo, FHA, VA, Section 184 Indian Loan, USDA, HARP, FHA 203K, Fannie Mare Rehab Loan.

Recent Articles

Nov
13
2019
Don't Miss Out! Avoid These Mistakes When Bidding on a Home
The only thing worse than not getting the home you wanted is not getting it because of an avoidable mistake. While working with a real estate certainly helps -- and we recommend it -- buying decisions are ultimately in your hands, so you want to be as prepared as possible. Do you know someone...
Nov
06
2019
Purchasing a Home Closer to Work: Is It Right For You?
Moving closer to work sounds reasonable but is it actually worth it? That’s what we want to help you answer with this article. If any of the points below sound like you, then buying a home closer to work may be the best move you could make. Ready to buy your next home (or first home!)...
Oct
30
2019
How Identity Theft Affects Your Home Loan Approval
It makes everyone cringe at the mere possibility of it -- identity theft. Unfortunately, about 1 in 15 Americans are victims of it. And the way most find out that it's happened to them is when their credit is pulled, and they notice something suspicious. Indeed, identity theft can even...
Oct
23
2019
Mortgage Co-Borrower: Is It Right For You?
Having a co-borrower is a huge deal. And just like any other investment, you’ll want to be absolutely clear about what it entails before committing. Bookmark this blog post for referencing the basics of co-borrowing and contact us for an obligation-free mortgage consultation...

ChoiceOne Funding
2941 Sunrise Blvd, Suite 220
Rancho Cordova, CA 95742
Phone: (916) 420-0058
sami@choice1funding.com